AMERICA’S LEADING RESOURCE ON CAPTIVE INSURANCE AND RISK STRATEGY

At Your Own Risk takes readers into the world of captive insurance, an alternative risk-management strategy used by many large corporations to self-insure and reduce costs. Rather than rely solely on traditional insurance carriers, a captive is a licensed insurance company owned by the business it protects, giving the owner greater control over coverage, premiums, and risk financing. The book explains the technical, regulatory, and strategic aspects of forming and operating a captive insurance company, including the rules, benefits, and practical considerations small and mid-sized businesses should know if they’re considering this approach.

Through clear explanations and an accessible narrative, it shows how concepts once used mainly by Fortune 500 firms can be adapted to smaller enterprises’ needs, blending risk management with tax and financial planning insights.